At APW Finance we are committed to helping you find the right mortgage product. We offer a variety of products to meet each borrower’s individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Our role as your mortgage broker is to provide you with a comparison of various loan options and assist you in selecting the right loan and securing the best finance package according to your needs and circumstances.

Self Managed Super Fund (SMSF) Loan is a housing credit used to buy an expenditure property. This type of home loan is preferred to increase the retirement savings where the repayments, whether rental profit or wealth gains are channelled back toward the super fund.

Investment Loan is just another word to represent any loan used to finance the purchase of investment property. There are two types of categories in the loan strategy, and generally, the investment loan falls into one of the categories: 1. Fix-and-Flip Strategy: For a Quick Profit 2. Buy-and-Hold Strategy: For Rental with property in a long-term portfolio.

Home Construction Loan is a loan taken when the property is still under construction or the owner building a structure over an empty plot. The benefit of this type of loan is that the loan amount never gets dispensed in a single go. Depending on the stages of construction, you can demand the fund from the Bank/Lender. Also, you pay the interest only on the amount that you have utilised.

This type of Home Loan is suitable for borrowers willing to live in the house the loan is required for. If you are thinking of getting an existing house to live in, built a new one or renovating the established one, then the Owner-Occupied Home loans are the best option for you.

Low Doc Loan is a type of Home Loan suitable for dormant borrowers who are self-employed or have a small business of their own and don't have access to the documents required to avail the traditional mortgage. One must realise that the Low Doc Home Loan is a loan that requires more limited documentation of your regular income and assets that excel liabilities in the eyes of Lender.

A family guarantee loan allows your family to help you purchase a property without providing you with the cash credit or loan. It is a quick way to purchase your home if you are getting a residential property that you are willing to live-in. Family Guarantee Home Loans are suitable for first home buyers and do not entertain investment properties.

SMSF Loans

Investment Loans

Construction Loans

Owner Occupied Loans

Low Doc Loans

Family Guarantee loans

APW Finance is your choice for consumer and commercial vehicle and equipment finance. Asset finance and leasing are designed for the purchase of plant and equipment used in business production such as trucks, Manufacturing Plant, Office Equipment, Materials Handling and Earth Moving Equipment.

Our Asset Finance and leasing specialists have extensive experience in arranging and structuring vehicle financing solutions for your personal and business use. We have partnered with a number of lenders that include banks and private lenders. 

The Commercial Hire Purchase is a business loan output, where you hire/rent a vehicle from the lender at fixed monthly compensation over a fixed duration of time. It is also known as Corporate Hire Purchase, Hire Purchase or Offer to hire.

Chattel Mortgage is a type of loan in which an item of the personal mobile property or chattel acts as a security for a loan. The chattel guarantees the loan, and the moneylender holds an interest in it. This home loan is different from other conventional home loans where the loan is guaranteed on immovable property.

A new company, a new entity or self-employed person who endured personal and the business loses will be facing difficulties in securing a commercial loan. Traditional lenders and banks will decline to offer you the loan if you have not paid your corporation taxes. Companies who are not doing well or had a bad year or with periodical trade will also be facing the same difficulties. Low doc commercial loan is the only solution you left with to get the loan. Bestowers involved in low doc commercial lending will not verify tax returns. There is no need to provide the necessary paperwork to support your income.

Heavy Vehicles like Trucks and Trailers for your business are allowed to finance with Heavy Vehicle Finance. If you are looking to expand or upgrade your commercial vehicle counts to increase your cash flow, or if you are a startup and want to get the best vehicles at a lower rate, then this is a good option for you. The APW finance will provide you with many trucks, and trailer financing options have several advantages over the competition.

Having old, out-dated and worn-out machinery might make your patients feel uncomfortable, which will exponentially lead to a loss in the business. If you have just started your business then you do not want to get hit due to second-hand out-dated pieces of machinery. Thus, Medical Equipment Loans is the best option for you to opt and boost your business by gaining more and more confidence in your clients.

Who does not want to spend the weekend with their family near a beach doing boating? Family’s most enjoyable memories often involve boating. We love getting out on the water, whether it’s a trip, a holiday sailing trip for some diving, or just an afternoon at a lake. Owning a boat may be your dream, whether for retirement or for quality time with your children. Financing can make boating more accessible. Use our Boat Loan Calculator to determine monthly payments right for you.

Are you are a small company owner? If you are, you would realise how essential it is to promptly and economically secure, upgrade or replace the supplies needed to perform your daily chores. Acquiring the equipment right away would give a potential extent on your stock flow. Thus, getting the Business Equipment Finance is one of the best options for you to opt at the start. Equipment finance refers to a loan used to purchase business equipment like restaurant furnace, a carrier or a scanner.

Have you ever wanted to get a caravan for your long-distance travel or family vacation but could not afford it? Well say goodbye to such problems and say hello to your new Caravan, because it is now possible for you to get one with Caravan Finance by APW Finance. Caravan Finance is a type of personal loan where the money is raised to buy, either used or a new motorhome. In this, you have to be sure that you can afford the monthly repayments for the approved loan to fund the vehicle before making an application.

Consumer Vehicle Finance, also known as a vehicle/car loan, is the fund that consumers pledge to buy a vehicle such as Car, Motor Bike, Van or truck. It is for both new or used vehicles. When you take out an automobile loan, you consent to pay back the expense you obtained with the interest and fees within a set period. Thus it is necessary to make sure that the repayments suit your current situation.

Corporate Hire Purchase

Chattel Mortgage

Low Doc Commercial Lease

Truck and Trailer Finance

Medical Equipment Loans

Boat Finance

Business Equipment Finance

Caravan Finance

Consumer Vehicle Finance

At APW Finance we offer loan products and programs for Commercial Real Estate financing. Commercial properties include office, industrial, mini-storage, retail and hotels. We have direct access to the most aggressive lending sources in the country.

We have fixed rate loans and Variable rate loans available as both Business Loans and Commercial Mortgages. We have access to a number of lenders that will finance your next property development project or construction.

If you are a business owner who is looking to expand their business, consolidate market position or to invest in new capital to increase or maintain the cash flow, the business loan is the best option to go for. Whatever your individual business requires, we are here to help you get it. At APW Finance we offer various options to you that are advantageous for your business depending on your conditions.

Are you looking to acquire a commercial property by your SMSF? APW Finance can help you with that. SMSF Loan can help you finance commercial property if you don’t have the funds to acquire the property. However, obtaining an office, local shop, facility or warehouse is not that easy and straightforward as buying a residential property, though we know some lender that can lend to an SMSF to acquire Commercial properties.

Invoice Finance is a type of Business Loan that allows a firm to obtain all the receivable money tied up in its accounts, immediately, instead of waiting for a month or three to pay the issued invoices. There are different types of Invoice Finance and APW Experts are well aware of their benefits and process to achieve that. We can help you in the best way possible.

Commercial Mortgage also referred to as Business Mortgage is mainly for the business owners who are willing to buy a property or land for commercial purposes. It is a well-known process to many of the successfully grown businesses, and who are setting up a new workspace, or looking to expand their existing business property. It is also a smart choice to make if you want to avoid the increasing cost of the property and maintenance.

Are you a medical professional and looking to purchase a medical practice or want to expand an existing clinic and need competitive finance or loan that suits your needs? APW Finance can help you with that. We have our team of professional financial advisers who can assist you in finding the right loan deal for your medical practice or constructions current or future requirements.

Property loan is a type of loan that can help you fund constructions of more than one property on one title. Property development loan has differentiated into two parts by lenders: Residencial and Commercial, depending on the approval process, fees, charges, interest rates and risk management. At APW Finance, we focus on finding a suitable mortgage for your property development, be it for a multi-dwelling residence complex or a skyscraper. We understand that your needs as a developer can be different, depending on your experience and the type of property you are looking to develop. Finance is a must to grow your business irrespective of what are your needs.

Cash flow is the capital that flows in and out of a business in a specific period. Capital flow Funding is a class of financing in which investment made to a company is backed by a company's anticipated cash flows. It uses the guaranteed cash flow of a company as a mean to pay back the loan. If a company is generating a significant amount of cash from their sales but don't have a lot of physical assets like equipment, that can be used as collateral for a loan.

A construction loan allows a new buyer to get the fund for constructing a house. Unlike a conventional mortgage, the terms of this type of loan last for the amount of time taken to construct the house - generally one year or less. Once the building is complete, you changeover to a mortgage. Comparing to an application for the loan to buy an existing house, construction loan presents you with a bit of a complicated process. At APW Finance, we are prepared to make the process way simpler to you than it is. And our experts provide you with proper guidance throughout the complete process.

Are you looking to buy a new or established child care centre? At APW Finance, our industry investment professionals understand Child Care Centre finance and can support you with the lender assortment, loan structure, and help you know how much fund might be possible for you to borrow. With access to a comprehensive panel of lenders, many who have a specifically authorised Child Care Industry aggregate guidelines, our trusted staff can support you tailor a complete child care investment package to meet your individual needs.

Business Loans

SMSF Loans

Invoice Financing

Commercial Mortgage

Medical Pratice Purchase/Construction

Property Development Finance

Cash flow finance

Construction Finance

Child Care Purchase/Construction

At APW Finance we can also help with the arrangement of a personal loan up to $50,000 (*subject to lending criteria) for any worthwhile purpose. This might include part of the costs or deposit for your property purchase, potentially reducing your lenders mortgage insurance obligations. Other worthwhile purposes might be your education expenses or perhaps the renovation of your property or debt consolidation.

Step into the property market or expand your existing portfolio with right advice and mentoring.

As an independent mortgage broker company, we are here for you every step of the way, whether your goal is to start investing in property or expand the existing portfolio. We are experienced and successful investors and have proven strategies to help you build your portfolio. We can help you unlock the secrets of accelerating your portfolio in some cases positive cash flow investments.


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APW Finance Pty LTD has been in the financial sector for more than a decade and have strategic relationships that are leveraged ethically to provide you with the best possible opportunities at all times, regardless of your circumstance or position.


Residential & Investment Property Loans

Construction & Renovations Loans

Refinance & Debt Consolidation Loans

Commercial & Asset Finance Loans

Business/Franchise Loans Purchase

SMSF Loans


Our aim and promise as mortgage broker

APW Finance - Mission

Our mission

At APW Finance we are driven to find solutions for our customers and will make every effort to to find the right products that will be match you needs and will be cost effective.
APW Finance Mortgage Adviser

Customer Driven

At APW Finance - Honesty and Integrity are at the hallmarks of the service we provide to our clients. We honour promises to clients and keep commitments, we will be upfront and will keep you updated through out the process.
APW Finance Mortgage Adviser

Committed to customers

As mortgage broker we know that each client has specific needs. We strive to meet those needs. We provide a wide array of products, services and high quality individual attention.